Innovative UPI Solutions for Every User, Business & NRI
From AI-powered bill management to global UPI transfers, RupeeFlow is redefining how India pays, saves, and manages finances — all through one unified platform.
Cross-Border UPI for NRIs
Pay Indian bills directly from your foreign bank accounts using international UPI.
Real-time forex conversion
Secure remittance
Family delegated payments
Intelligent UPI Switch
RupeeFlow’s AI-powered UPI Switch ensures seamless cross-bank routing, real-time optimization, and unmatched reliability for every transaction.
Dynamic transaction routing
AI-based load balancing
99.99% uptime & resilience
AI-Powered Bill Management
Automate bill tracking, reminders, and insights with our advanced AI engine.
Predictive analytics
Smart alerts
Expense optimization
Smart Wallet for Gig Workers
Simplify finances with automated payments and instant access to micro-loans.
Bill auto-pay
One-tap withdrawals
Savings goals
Fraud Resilient UPI Security
Protect your transactions with blockchain verification and real-time alerts.
2FA & biometrics
Blockchain verification
Fraud alerts
Empowering Bharat’s Small Businesses with
RupeeFlow Kirana
The first offline-first UPI POS Lite app for small merchants, kirana stores, and tea stalls. Accept payments anytime even without internet, with voice, QR, and NFC. Built for Bharat’s 60M+ small vendors.
NEFT Payment API — Reliable Bank Transfers, Simplified
Empower your platform with seamless NEFT capabilities — manage high-volume transfers with RupeeFlow’s intelligent payment routing, analytics, and compliance-first API infrastructure.
24×7 NEFT Transfers
Send and receive payments anytime — no banking hours, no cut-offs.
Lightning-Fast Settlements
RupeeFlow ensures optimized NEFT processing with near-instant clearing times.
Seamless Integration
Easily connect RupeeFlow APIs with your platform using well-documented SDKs, sandbox environments, and developer-first support.
Secure & Compliant
Every transaction is encrypted, verified, and processed under RBI and NPCI norms.
Automated Reconciliation
Access downloadable transaction logs, receipts, and full settlement reports.
Smart Payment Insights
AI-driven analytics to monitor success rates, performance, and trends in real time.
IMPS — Instant Money Transfer API
Power your business with lightning-fast IMPS transfers using RupeeFlow’s secure, RBI-compliant API. Automate payouts, offer real-time settlements, and manage instant interbank payments with ease.
Instant Transfers
Enable real-time interbank payments with RupeeFlow’s IMPS-powered network.
24×7 Availability
Never miss a transaction window — IMPS APIs run continuously with instant settlements.
Bank-Grade Security
Encrypted IMPS channels ensure every transfer meets RBI and NPCI compliance standards.
Smart Analytics
Gain insights into transfer success rates and transaction trends with RupeeFlow’s dashboard.
Developer Friendly
Easily integrate with RESTful APIs, sandbox testing, and webhooks for status tracking.
Automated Payouts
Simplify vendor and salary disbursements with automated IMPS payouts in bulk.
Powering the Future of UPI Infrastructure
RupeeFlow’s UPI Switch is designed to handle high-volume transactions with intelligent routing, real-time monitoring, and AI-powered optimization, ensuring every payment succeeds, instantly.
Explore UPI SwitchSmarter Routing
Optimize every transaction path for maximum speed and success rates with AI-assisted routing.
Peak-Time Reliability
Handle high transaction volumes seamlessly during load surges and festive spikes.
Bank-Grade Security
All transfers are secured with advanced encryption and RupeeFlow’s fraud-resilient infrastructure.
AI-Powered Optimization
Real-time monitoring and predictive rerouting ensure performance and uptime at scale.
Verification APIs — Simple, Fast & Reliable
Verify user identities in seconds using RupeeFlow’s intelligent verification APIs. Reduce fraud, speed up onboarding, and ensure full compliance with secure government data sources.
Aadhaar Verification
Verify users instantly with Aadhaar-based authentication — ensuring secure and compliant onboarding with verified identity data.
PAN Verification
Enable instant PAN verification to validate tax information and eliminate fraudulent account creation using RupeeFlow’s API.
Voter ID Verification
Authenticate voter identities in real-time to meet KYC and compliance requirements with accurate government-backed data.
AEPS — Aadhaar Enabled Payment System
Empower your business with seamless Aadhaar-enabled transactions, cash withdrawals, and micro-ATM access — built with RupeeFlow’s secure fintech infrastructure.
Biometric Transactions
Seamless Aadhaar-based authentication for withdrawals and balance checks.
Micro ATM Integration
Accept cash deposits, withdrawals, and mini statements with ease.
Instant Settlement
Faster payouts and transparent reconciliation powered by RupeeFlow AI.
Secure by Design
End-to-end encryption and fraud detection using blockchain verification.
One App, All Access
Enable AEPS services directly from your RupeeFlow dashboard or API.
Domestic Money Transfer (DMT)
Power your fintech or platform with instant domestic transfers across 400+ banks — secure, fast, and fully compliant.
Real-Time Transfers
Enable IMPS & NEFT transfers with lightning-fast settlements and 24/7 availability.
Secure & Compliant
Robust KYC & fraud protection built-in with RBI and NPCI standards compliance.
Instant Activation
Simple integration with our RESTful API — start serving customers in hours, not days
Expand your reach with instant DMT services
Offer customers secure money transfers anytime, anywhere — with RupeeFlow’s DMT API integration designed for speed and scalability.
Learn More About DMTFrequently Asked
Questions
Explore our FAQ section to find answers about RupeeFlow’s financial solutions.
